Privacy Policy

Last Updated: May 19, 2025

1. Our Commitment to Your Privacy

At Espanioli Financial ("we", "us", or "our"), we are committed to protecting your privacy and safeguarding the information you entrust to us. This Privacy Policy outlines how we collect, use, disclose, and protect your information in accordance with Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA).

2. Information We Collect

  • Email
  • Name
  • Phone Number
  • IP address
  • Browser and device information
  • Login history and access logs

3. How We Use Your Information

  • Administer your account and provide investment services
  • Meet legal and regulatory obligations
  • Communicate about your account and performance
  • Improve our website and customer experience

4. Consent

By providing us with your personal information, you consent to its collection, use, and disclosure as outlined in this policy. You may withdraw your consent at any time, subject to legal or contractual restrictions.

5. Disclosure of Your Information

We do not sell your personal information. We may share your data with:

  • Regulatory authorities
  • Custodians, brokers, and financial institutions
  • Legal, tax, or compliance advisors
  • Cloud service providers or IT vendors
  • Auditors and consultants

6. Data Retention

We retain your information for as long as required by law.

7. Security of Your Information

We use encryption, secure authentication, access controls, audits, and employee training to protect your information from unauthorized access, theft, or loss.

8. Your Rights

  • Access and correct your personal data
  • Withdraw consent where applicable
  • File a complaint with the Office of the Privacy Commissioner of Canada.

9. Cookies and Analytics

We use cookies for authentication, analytics, and security purposes. You may manage your preferences through your browser settings.

10. Cross-Border Transfers

Your data may be processed in other jurisdictions (e.g., U.S.) by our service providers. We ensure appropriate protections are in place.

11. Changes to This Policy

We may update this policy from time to time. Updates will be posted on our website with a new effective date.

12. Contact Us

For questions or to exercise your privacy rights, contact us at: ef@admin.ca